**Terms of Usage**

Effective Date: November 16, 2025

1. **Acceptance of Terms**
By downloading, installing, or using Currency Converter ("the App"), you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Usage and our Privacy Policy.

2. **Use of the App**
2.1 The App is intended for personal, non-commercial use to provide currency conversion services based on the latest exchange rates.
2.2 The App uses your device's location only to determine your local currency for your convenience and does not collect, store, or share this location data.
2.3 You agree not to use the App for any unlawful or prohibited purpose.

3. **Subscription and Payment**
3.1 The App offers an optional yearly subscription at $4.99 USD, billed through Apple’s App Store auto-renewable subscription system.
3.2 Subscription benefits and terms are detailed within the App.
3.3 You are responsible for managing your subscription via Apple. See [Apple Subscription Support](https://support.apple.com/en-us/HT202039).

4. **Intellectual Property**
All content, trademarks, logos, and software in the App are the property of the developer and/or licensors. You agree not to copy, modify, distribute, or create derivative works without prior written consent.

5. **Disclaimer of Warranties**
The App is provided “as is” without warranties of any kind, express or implied, including but not limited to accuracy, reliability, or availability of currency data.

6. **Limitation of Liability**
You agree that the developer shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the App or reliance on currency conversion results.

7. **Changes to Terms**
We reserve the right to modify these terms at any time. Continued use of the App constitutes acceptance of the updated Terms.

8. **Governing Law**
These terms shall be governed by and construed in accordance with the laws of the developer’s operating jurisdiction.

9. **Contact Information**
For questions regarding these terms, please contact us at https://math-panda-ai.web.app/contact